CDARS

CDARS is the easiest, most convenient way to enjoy full FDIC insurance on deposit amounts larger than $250,000. You can access multi-million dollar FDIC insurance through us.

You'll have the convenience of:

One Relationship.

Everything is handled through CNB. Your large deposit is broken into smaller amounts and placed with other institutions that are members of a special network. Then, those members issue CDs in amounts under $250,000, so that your entire investment is eligible for FDIC insurance. By working with just CNB, you can receive insurance from many.

One Rate.

You earn one rate on your entire investment – so you can forget about multiple rate negotiations and the need to consolidate multiple disbursement checks.

To view our current rates click here: CDARS Rates

One Statement.

You receive one regular account statement listing all of your CDs, along with their issuing banks, maturity dates, interest earned, and other details. With CDARS, there's no need to manually consolidate statements, track changing collateral values, or use private surety bonds.

Contact any branch location for more information.